Toll Free: 

(866) 258-7095 

Fax: 

(800) 796-7196 

It's a universal truth that small-business owners need money to grow. The problem is that most don't qualify for bank loans with an 8% interest rate, and even more don't want to do business with predatory Cash Advance lenders who charge 40% or more. Since the credit crunch of 2007, some 400 banks have opted out of the federal government's guaranteed small-business-loan program, making it tougher than ever for business owners and entrepreneurs to get attractive loans.

But now, The Texas Business Development Center teamed up with On Deck Capital to offer a new approach to business loans.  You can seek a traditional Bank or SBA loan but it is a lengthy process and qualifying can be impossible. Merchant Cash Advance companies will quickly qualify practically anyone but at the cost of egregious interest rates and very short terms.

TBDC working with On Deck Capital's revolutionary loan system focuses on the strength of your business rather than your personal credit. By allowing you to leverage the cash flow of your business to access financing. Now you can use tomorrows cash flow in the form of a loan today.

Click Here to see why Banks have stopped loaning as much money as they use to, with our funding sources we always have capital available.

The process is easy to qualify and receive your funds fast, first look at the chart below to see if your business qualifies for a Micro Loan, also check our restricted business list, then print our quick one page application, compete it with at least 80% ownership of the business. Then fax completed application along with required Bank Statements and Credit Card Processing  Statements (if applicable) to our toll free fax at (800) 796-7196.

Put Your Mouse over theIcon to get more information on each listed

48 Hours	Approval Time - Once application and supporting docs are received
7 Days	Funded - ACH'ed in your business account after docs are received
01.18	Minimum Factor Rate - (EX: $10,000 x 1.18 = $12,000 payback)
12 months	Loan Term -  Micro Loan
257 Days	Loan Payback - deducted  Monday thru Friday, not on weekends or holidays
$0.18 cents	Loan Cost - per cents on the dollar cost for the loan (compare to bank loan)
0.01%	Originator Fee - Deducted Before The Loan Funded ($10,000 loan funds $9900)
0.02%	Broker Fee - Maximum Amount - Paid After The Loan Is Funded - Can Be Waived

All loans have a $25 a month maintenance fee during the life of the loan

Once approved you will be issued a user name and password to see your loan status 24/7/365

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Once 75% of the loan is paid off you can apply for another loan

Loans can be paid off early if complete principal and interest for life of loan paid in full